The Top 10 Best Personal Finance Books for College Students

Personal finance is a major concern in life which many of you do not realise in the early ages of life. To make yourself financially stable you must be conscious about your finances right from your twenties to have a sorted thirties and forties. Here is a list of books to help you improve your personal finances. The readers of these books receive a guideline to follow and make financial arrangements that will be fruitful in the future.

Personal Finance Book

  1. Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence


This is considered to be one of the best personal financial guides. It lays down nine detailed steps for youngsters and adults to attain long-term financial independence. On reading this book, the readers will learn to inculcate sound financial habits into their lifestyle and follow a strict budget to sustain both needs and luxuries. The book uses an ecological approach towards finance, portraying the pros and cons of saving money over the environment. This book helps me to do my assignment for me to save money.

  1. You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life


Jason Vitug provides aid for the readers to realise how important financial planning is for the overall well being and health. This book not only gives solutions but also provides a roadmap to reach it. Financial planning is the stem of being in a youngster’s life. The young generation lacks determination to follow the path of savings and pleasant expenditure. This book guides them. It teaches the students to take control of their financial status and helps them repay college loans and debts all by themselves.

  1. Broke Millennial: Stop Scraping By and Get Your Financial Life Together


This book is a saviour for those just on the verge of starting their journey on financial independence. Brandon, who takes statistics assignment help from online services says that this book educates the youngsters to know the importance of making a monthly budget and following the same strictly. This also imparts information on proper way of investments, avoiding credit card debts, and financial planning as well. “Broke Millennial” will help every college student start the financial future right in the beginning. This way they can avoid common setbacks that affect most of the people in their 20s and early 30s. the author makes the book humorous to display her point of view to her audience, making it interesting for the readers to continue reading.

  1. The Total Money Makeover: A Proven Plan for Financial Fitness


Tips and tricks by the financial lord, Dave Ramsey himself is all the help you could ever ask for. The total money makeover by Ramsey is a book that tells every individual how to achieve long term financial stability by avoiding the pitfall of cash advances, free of debt, fixing a solid budget and working accordingly. This will provide a guide for students to start planning for their financial betterment. Motivates their ability to save for themselves. Empowers them to fix financial goals without the burden of debts.

  1. Your Money Life: Your 20s


Mr. Palmer, one of the best online finance tutors, says that “Your Money Life: Your 20s” gives you advice on how to pay off your student loans and debts and how to avoid unwanted loans along with useful budgeting strategies. This book guides you to chalk out your expenditures monthly and make a list out of it so that you can follow accordingly and not spend even 1 extra penny. It helps you calculate your monthly expenditure like housing, bills, entertainment, grocery etc. to know how the credit score plays an important part through your lives. You must give this book a chance.

  1. The Millionaire Next Door: The Surprising Secrets of America’s Wealthy


Standing out as the best amongst other individual accounting books of the previous 20 years, Stanley and Danko detail the seven attributes basic to people who have fabricated and collected riches. This book offers direction on how youngsters, including undergrads, can begin the way toward building abundance from the beginning throughout everyday life.

  1. I Will Teach You to Be Rich


Taking care of educational loans and getting away from other obligations fills in as the founding ground of “I Will Teach You to be Rich,” outstanding amongst other individual accounting books for undergrads. In the later parts, Sethi gives tips to clear contributing without paying for monetary consultants. He likewise covers the best strategies for purchasing a house and making other ground breaking purchases.

  1. Broke Millennial Takes On Investing: A Beginner’s Guide to Levelling Up Your Money


Intended for millennial students, Lowry’s mainstream individual budget book helps undergrads and youthful grown-ups figure out how to begin with contributing. The book handles normal issues for students and late alumni, including whether they should concentrate on settling their college loans, how they can put resources into socially dependable ways, and whether ease contributing applications merit the time and exertion. The readers can likewise discover valuable tips for getting their monetary house all together prior to beginning their contributing journey.

  1. Financial Freedom: A Proven Path to All the Money You Will Ever Need


Sabatier offers excellent accounting books for undergraduate students, applying for best online excel courses, who mean to arrive at monetary freedom as fast as conceivable once they graduate. Known as the “Millennial Millionaire,” the creator offers supportive tips as he describes his venture from being poor to being somebody with $1.25 million in resources only five years after. The book covers an assortment of points, remembering venturing to the far corners of the planet for a holiday, arranging more significant salary from bosses, and framing rewarding “side hustles” that can in the long run become independent companies.

  1. The Personal MBA: Master the Art of Business


Josh Kaufman, founder of, provides one of the best books for personal finance. To learn key concepts that are usually taught in business schools without actually paying a large sum on it. It is taught how valuing the customer weighs more than the services provided to them. Four critical methods of revenue are also added in this book.

To conclude:

Having sufficient knowledge about financial management gives you the scope to remain out of debt and have good savings for your dreams of travelling, investing, buying a house and having a bank balance.

Charu decided to unite her Honors Degree in New Media and lifetime of geekiness to pursue a career in tech and gaming journalism. You can usually find her writing about a variety of topics and drooling over new gadgets and games.